Home Insurance Coverages

Dwelling Coverage:

Protects the structure of your home, including walls, roof, and foundation, from covered perils like fire, wind, and hail.

Personal Property Coverage:

Protects your belongings, including furniture, electronics, and clothing, from theft, fire, and other covered risks.

Liability Protection:

Provides coverage if someone is injured on your property or if you accidentally cause damage to someone else's property.

Medical Payments:

Helps cover medical expenses if a guest is injured on your property, regardless of fault.

Loss of Use:

Covers temporary living expenses if your home becomes uninhabitable due to a covered event.